# Deriving the Wallet PEM file

Submitting transactions with mxpy requires a JSON wallet (keystore) or a PEM file. On this page, we'll focus on deriving (creating) a PEM file, given a mnemonic (seed phrase).

## The wallet derive command​

To derive a PEM file for a Wallet, the mnemonic words (seed phrase) of that account are needed. Make sure you have them before continuing.

The command for generating the PEM file from mnemonic words is:

mxpy --verbose wallet derive <output-file> --mnemonic

In the above command, you must replace <output-file> with the name of the PEM file to be created. Upon running the command you will be asked to provide the mnemonic words.

Here is an example:

mxpy --verbose wallet derive ./walletKey.pem --mnemonic> words here some mnemonic words more words et cetera

The command above will generate a file called walletKey.pem in the current folder, using the mnemonic words you provided.

## Keep the PEM file safe​

caution

A PEM file generated from a Wallet should be kept very safe, because it contains the private key of that Wallet.

caution

Always safeguard any PEM files you have. Anyone who has them can submit transactions and perform actions in the MultiversX network as if they were you, so make sure nobody can get to them.

## Passing the PEM file as a CLI parameter​

Now, whenever you want to submit a transaction from the command-line, you can tell mxpy to use this generated PEM file to sign the transaction with. For example:

\$ mxpy tx new --recall-nonce --data="Hello, World" --gas-limit=70000 \ --receiver=erd1... \ --pem=walletKey.pem \ --send
tip

The MultiversX network makes no distinction between manually submitting a transaction, and submitting a transaction through mxpy. This means that every transaction you send with mxpy will appear on https://wallet.multiversx.com when you open the Wallet which you generated the PEM for.